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/Owusu Kizito

About Owusu Kizito

Dr. Kizito has a track record of being a dynamic, results-driven professional. He has more than fifteen years of experience in consulting, banking, financial analysis, project management, and process improvement. In addition, he has an extensive background as analytic expert regarding the calculus of decision-making, and problem solving.

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Understanding the negative effects of home foreclosures on mental and physical health

by Dr. Owusu Kizito

ABSTRACT

The rising rate of home foreclosures which stands at approximately 1 in 92 households in the United States has raised a national alarm. Medical issues account for approximately half of all home foreclosure filings and it appears that approximately 1.5 million American […]

By |September 16th, 2016|News|Comments Off on Download our audiobooks from Audible today!

Mortgage lending at five-year high, raising housing bubble fears

By Rupert Jones

Mortgage lending hit a five-year high in July, and was almost a third higher than 12 months ago, according to new figures that could bolster fears that government schemes to inject credit into the economy risk fuelling another housing bubble.

The Council of Mortgage Lenders (CML) said gross mortgage lending jumped to £16.6bn in July – […]

By |August 20th, 2013|News|Comments Off on Mortgage lending at five-year high, raising housing bubble fears

U.S. And European Auto Sales Are Oceans Apart

From Bespoke Investigroup

Wednes morning’s release of auto sales for the month of June shows that even though the idea of globalization says economies are more intertwined than ever before, it doesn’t mean that they now all move in unison. The chart below shows the trailing 12-month total of new car sales in the United States […]

By |July 19th, 2013|News, Other|Comments Off on U.S. And European Auto Sales Are Oceans Apart

The Meaning Of Fed Policy

By Kevin Flynn, from Seeking Alpha

 

The trouble with most Fed commentary is that so much of it tends to be rooted in the writer’s beliefs of how the world ought to work. I am often reminded of the 1980s thriller “Gorky Park”, whose inspector-protagonist Renko had a colleague (Pasha) with a singular knack for being able to […]

By |July 19th, 2013|News, Other|Comments Off on The Meaning Of Fed Policy

Until mortgage rates hit 10.5%, buying will still be cheaper than renting

From Forbes.com

The recent rise in mortgage rates has made buying a house a little more expensive: the increase in the 30-year fixed rate over the past month from 3.4% to 3.9% (Freddie Mac) raised the monthly payment on a $200,000 mortgage by $56, or 6%. However, because mortgage rates are still near […]

By |June 28th, 2013|News|Comments Off on Until mortgage rates hit 10.5%, buying will still be cheaper than renting

Realtors say: home prices are ‘unsustainable’

By Diana Olick, from CNBC.com

For six straight months, home prices have been leaping in double digits from a year ago. In May, the median existing home sale price was 15.4 percent higher nationally than May of 2012, according to a new report from the National Association of Realtors.

The Realtors themselves say that kind of jump […]

By |June 24th, 2013|News|Comments Off on Realtors say: home prices are ‘unsustainable’

Real Estate Investing: Cash Flow Is King

By ProfessorBaron.com | Zillow

As real estate values rise nationwide and many properties listed for sale are being fought over by investors and home buyers, it seems that, once again, investment property buyers are paying outrageous prices for properties. Anyone recall this phenomenon in 2004, 2005 and 2006?

An “outrageous price” is one that is way too […]

By |June 24th, 2013|News|Comments Off on Real Estate Investing: Cash Flow Is King

Nail your home renovation budget

By Josh Garskof, from CNNMoney

With the real estate market heating up, it appears that American homeowners are ready to start remodeling again.

After years of decline, home-improvement spending increased 9% in 2012, according to the Joint Center for Housing Studies at Harvard University, which predicts a double-digit surge for 2013.

Planning to get in on the renovation […]

By |June 24th, 2013|News|Comments Off on Nail your home renovation budget

Farewell 3% mortgage rates

By Les Christie, from CNNMoney

Say goodbye to ultra-low mortgage rates.

In the past month, rates have been on the rise and they are expected to continue to climb.

This week, the average rate on a 30-year fixed-rate mortgage jumped another 10 percentage points to 3.91% and are up from 3.3% in early May, according to […]

By |June 24th, 2013|News|Comments Off on Farewell 3% mortgage rates

Obama administration extends Making Home Affordable Program until 2015

By Christina Mlynski, from HOUSINGWIRE

The Department of Housing and Urban Development teamed up with the Treasury Department on Thursday to announce an extension of the Obama administration’s Making Home Affordable Program through Dec. 31, 2015.

The new deadline was determined in coordination with the Federal Housing Finance Agency to align with extended deadlines for the Home […]

By |June 24th, 2013|News|Comments Off on Obama administration extends Making Home Affordable Program until 2015